A Sharing Economy

It only takes a small observation to notice that we are becoming more and more reliant on services that allow us to share amongst ourselves. If we think about some of today’s fastest growing apps and services, many of them seem to be dependant upon sharing.

The app Uber came out of nowhere and is gaining popularity and headlines across the globe. The app provides a taxi service for people who need a lift. If you have a car and a driving licence and are in the area then you can become one of their drivers. The service has caused a lot of commotion across the globe. Last year taxi drivers in France were slating the service in the news because it is stealing their fares and they are not paying any taxi licensing fees.

Another service that seems to have grown in leaps and bounds over the past couple of years is Airbnb. This service let’s you rent out a house, a flat or a room in someone’s home rather than staying at a hotel. The service is usually cheaper than b&bs and hotels and offers the guest some company if they are travelling alone.

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The group-funding site Shareagift is also seeing users flood their site looking to collect money for all sorts of things from charitable causes to birthday parties and wedding gifts. Group-funding is becoming more and more popular with people being able to achieve goals together that they wouldn’t necessarily be able to reach on their own.

Shared workspaces in offices are also becoming more popular, especially within companies who offer part time contracts. These shared workspaces mean that companies save money because they don’t have to have a computer and a desk for each person working there.

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The popularity of these services confirms the move towards collaborative consumption with people wanting to share rather than having individual ownership. We are already beginning to see shifts away from owning our own means of transport. Boris bikes in London are a perfect example of people no longer needing to own a bicycle.

In certain areas of France you can hire keys, which allow you to drive a number of electric cars. You just drive to your destination and when you are done someone else can hop in and drive off. Last year Paris launched an electric scooter rental scheme for those who don’t wish to use rental bikes to get around the capital. This is part of a plan to try and reduce the number of cars in the city and if it succeeds it could be rolled out in other major cities across the world including London.

If this trend carries on, eventually the majority of products and services that we use will become shared and we will no longer see the need to own bikes, cars or even homes. The world is changing so get ready to become a lot more generous!

Top 5 Apps To Help You Spend Less

It was announced this week that Uber, the money saving taxi service app that is being used in many major cities across the world has forbidden drivers and passengers to carry guns whilst using their service. ‘Feel free to hail that Uber vehicle for a quick ride across town, but please leave your guns at home’. This was the latest message in the startup’s fight against trying to reduce gun crime.

Uber is used across major cities in 57 countries across the world and is providing people with a quick, easy and competitive price for a cab ride. Below is a list of our top 5 apps that will also make your life easier and save you heaps of cash!

1 – SnipSnap

How many times have you been to the shops only to find then when it comes to paying you have left that much needed coupon at home or thrown it away with your old receipts. Well now you no longer need to worry! SnipSnap allows you to take photos of coupons and turns them into digital, mobile – ready ones! You never have to worry about losing them again!

2 – Offpeak

This is a restaurant booking app and allows users to get reservations during less busy times resulting in discounted table bookings. It finds recommendations based on where you are and allows you to find somewhere good and reasonable to eat in minutes. This app is one to watch as it was announced this week that $800,000 was invested into the company and they will be expanding into Asian cities starting with Bangkok!

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3 – Onavo Extend

Fed up with having to pay extra for going over on your phone tariff? This useful app can actually compress your data and extend your plan! As well as keeping you on top of all your data charges for the month. The app claims to be able to save you up to 80% on your data usage!

3 – BestParking

This app will help you find the most affordable car parks in the area. By listing the closest and cheapest parking options based on your location this app is the perfect companion to any day out to an unfamiliar city. Although currently only available in North America, we love the idea behind this app as we hate having to fork out loads of money for parking!

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5 – Mint

Finally, Mint is one of our favourite apps to use to keep on top of your finances. With so many features including the ability to check your savings and retirement funds, automatically record and categorise every transaction, create budgets and put it all into an easily readable graph, this app an essential for those looking to stretch your money that little bit further.

Skyler White (Anna Gunn) and Walter White (Bryan Cranston) - Breaking Bad - Season 5, Episode 8 - Photo Credit: Lewis Jacobs/AMC

Another great way to make your money go further is to group save with others. Whether you want to get your friend that extra special birthday gift or help someone towards saving for their dream holiday, with the help of Shareagift you can make that dream a reality!

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